NSW First Home Owner Grant (FHOG)
The First Home Owner Grant (FHOG) could provide you with $10,000 to help make your dream of homeownership a reality. This guide breaks down everything you need to know about this valuable government assistance program.
What is the First Home Owner Grant?
The First Home Owner Grant is a $10,000 government payment available to first-time homebuyers in NSW who purchase or build a newly constructed home. This grant is designed to help make homeownership more accessible for eligible Australians.
Eligible property types
The grant applies to several types of new homes, including:
Newly built houses, townhouses, apartments, or units
Properties purchased off-the-plan
Substantially renovated homes
Owner-built properties
Eligibility requirements
To be eligible for the First Home Owner Grant, you must meet all of the following criteria:
Basic Requirements
Be at least 18 years old
Apply as an individual, not as a company or trust.
At least one applicant must be an Australian citizen or permanent resident
Neither you nor your spouse/partner have owned a home before July 1, 2000
Previous Home Ownership Rules
You will NOT be eligible if you or your spouse have previously:
Received a First Home Owner Grant anywhere in Australia
Owned residential property in Australia before July 1, 2000
Lived for six or more continuous months in a home you owned after July 1, 2000
Find out if you’re eligible for the First Home Owner Grant
Get a free eligibility assessment and discover exactly how much you could save on your first home purchase.
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